Five fraud prevention tips every account holder should know

Fraudsters target banking customers year-round. These five habits dramatically reduce your risk.

1. Enable hardware-key or authenticator-app 2FA — never rely on SMS alone.
2. Verify payment instructions by calling a known number, not replying to an email thread.
3. Use virtual cards with low limits for online subscriptions.
4. Review account alerts immediately — we flag unusual login locations and large transfers.
5. Never share one-time codes, even if someone claims to be from UltraBank Trust support.

Report suspicious activity from the Security section of your dashboard or call our fraud hotline 24/7.