Radical transparency
No hidden fees, no buried terms. Every rate, limit, and charge is visible in your dashboard before you confirm a transaction.
About Horizon World Bank
Banking should work as hard as you do
We started Horizon World Bank to close the gap between what traditional banks offer and what modern businesses actually need — speed, transparency, and control across every currency.
Our Story
From frustration to a full-stack financial platform
Horizon World Bank was founded in 2019 by a team of former treasury managers and fintech engineers who spent years watching companies lose time and money to fragmented banking tools.
We set out to build one platform where individuals and businesses could hold multiple currencies, move money instantly, earn on savings, and manage compliance — without switching between five different apps.
Today we serve more than 147,000 account holders across 42+ countries, with partner-bank FDIC coverage and SOC 2 Type II certification backing every account.
- 2019
- Founded
- 42+
- Countries
- 280
- Team members
Our Mission
Make institutional-grade finance accessible to everyone
Whether you're a solo freelancer receiving payments in three currencies or a finance team managing a multi-million-dollar treasury, you deserve the same tools, security, and transparency that large institutions take for granted. That's what we build every day.
What We Stand For
Principles that guide every product decision
Security by design
FDIC-insured deposits, 256-bit encryption, SOC 2 Type II audits, and real-time fraud monitoring are built into the platform — not bolted on.
Borderless access
Multi-currency accounts, instant internal transfers, and global payment rails so your money moves at the speed of your business.
Leadership
The people behind the platform
Decades of combined experience across banking, compliance, and product engineering.
Evelyn Vance
CEO & Co-Founder
Former VP of Treasury at a Fortune 500; led the vision for unified multi-currency banking.
Miles Copeland
Chief Technology Officer
Ex-Stripe engineering lead; architected the real-time ledger and payment infrastructure.
Penelope Scott
Chief Compliance Officer
15 years in regulatory affairs; built our KYC programme and SOC 2 compliance framework.
Dominic Owen
Head of Product
Previously at Monzo and Wise; obsessed with making complex finance feel effortless.